Think Real Estate

Haley Kelley
Realtor®

Real Estate Specialty
First Time Home Buyers
Enjoying Each Step Along The Way

Haley was born in Mississippi and raised in the beautiful Florida panhandle. She realized at an early age that her passion lies in service to others. After attending the University of South Florida, where she obtained a Bachelor of Science degree in Nursing, Haley worked as a Registered Nurse in labor and delivery for 14 years. Time management, attention to detail, advocacy, clear communication, and a high attention to customer service are just some of the skills that nursing taught her and she is proud to bring these skills to every real estate transaction.

In her free time, you can find her enjoying the beach, exploring local restaurants and historic downtown, or at the ball field with her husband and three children.

skill bars

Providing Clear Communications
99
Remaining Organized & Focused
97
Property Financing
86
My Whistle Abilities
7
Think Real Estate Logo, Panama City, Florida

Are you ready to buy, sell, or invest in Bay County, Florida?
Call Haley Kelley, Realtor with Think Real Estate.

850-865-4724
Think Real Estate

Buy Land and Build A Home or Buy An Existing Home in Bay County

Your future home awaits and we are here to help.

Are you in the process of locating your next dream home? If you are, you may be considering the differences between buying land and building new versus buying an existing home. Both of these options can be great, but each has a different journey to completion.

Fortunately, the real estate market in Bay County, Florida is still activity pushing along. And while there is not as much inventory, compared to 2020, there are still land & homes for sale across our wonderful community.

You can buy a neighborhood lot in a beachy or in-town community, or possibly find acres of land in the northern part of Bay County to start your own farm. Lynn Haven has become a very popular community to call home and the Cove has long been a wonderful community for those seeking to be near downtown Panama City. Lots and lots of choices to create a future that is uniquely you.

It is far more complex to buy land and build a home than it is to buy a home that is already built and move-in ready. Someone has to be available to make the continuous decisions that go along with such a project. And it is often times more expensive, too. Land costs, architectural design, permits, foundation work, framing, site work, exterior finishes, interior finishes, mechanical rough-ins— the details can add up rather quick. When building a custom home, $350,000 doesn’t build a palace in Bay County in 2020. Here is an example of what a $350,000 build budget would look like:

  • Architectural Design: $17,430.00
  • Site work. Design, Permit fees, inspections, etc.: $7,810.00
  • Foundations. Excavation, concrete and retaining walls: $38,685.00
  • Framing. Sheathing, trusses, etc.: $44,930.00
  • Exterior finishes. Roofing, windows, and doors, etc.: $75,245.00
  • Interior finishes. Drywall, flooring, insulation, paint, lights, appliances, etc.: $77,840.00
  • Major systems rough-ins. Electrical, HVAC and plumbing: $35,445.00
  • Hardscapes and softscapes. Driveway, fencing, landscaping, shed, etc.: $49,490.00

In contrast, the same budget of $350,000 can buy an existing home or condo, land included, that is move-in ready and waiting to welcome you home. And with the inventory in the Bay County Real Estate MLS, you can likely find your new home or investment project without too much effort.

Whichever your choice may be, Think Real Estate has two convenient offices in Bay County, Florida to serve your real estate needs. Our beach office is on Middle Beach Road, just east of Shipwreck Island Water Park, and our in-town office is on Martin Luther King Jr. Blvd., about one mile north of the mall. Both of our real estate offices offer the same high-quality service and personable, professional, dedicated Realtors. Contact us today to get started.

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Happy Family in New Home
Think Real Estate Logo, Panama City, Florida

Are you looking for investment property or your next flip in Bay County, Florida?
Call Think Real Estate and talk with our dedicated real estate team.

850-270-4200