Tina Lamonica

Position
Broker Associate
Specialty
Sellers and Buyers
Tackling The Journey of Life

Tina Lamonica was born in Montgomery, Alabama. She moved to Panama City Beach when she was 9 years old, where she attended Hutchison Beach Elementary School, Jinks Jr. High, Bay high School, and Gulf Coast State College (formally GCCC). Tina married her husband Mike in 1996 and they have one child, Samuel. She loves Panama City Beach and wants to help others find their dreams here.

Tina worked several years in a real estate office but it wasn’t until 2018 that she pursued her real estate license. Tina works hard to make the transition of home ownership as smoothly as possible for her clients.

Tina enjoys fishing with her hubby on the boat as long as the weather is nice. She loves the outdoors, adventures, and taking on crazy challenges like completing 2 marathons.

Tina continues to tackle the journey of life to her best ability. Realizing that complaining doesn’t change anything, her motto is to stay positive, be joyful, love people, and live in truth.

skill bars

Don't Like to Leave Anything Undone
95
Property Financing
91
Fast Learner
88
A Book Worm
11

Are you ready to buy, sell, or rent in Bay County, Florida?
Call Think Real Estate and talk with our dedicated real estate team.

850-270-4200

Buy Land and Build A Home or Buy An Existing Home in Bay County

Your future home awaits and we are here to help.

Are you in the process of locating your next dream home? If you are, you may be considering the differences between buying land and building new versus buying an existing home. Both of these options can be great, but each has a different journey to completion.

Fortunately, the real estate market in Bay County, Florida is still activity pushing along. And while there is not as much inventory, compared to 2020, there are still land & homes for sale across our wonderful community.

You can buy a neighborhood lot in a beachy or in-town community, or possibly find acres of land in the northern part of Bay County to start your own farm. Lynn Haven has become a very popular community to call home and the Cove has long been a wonderful community for those seeking to be near downtown Panama City. Lots and lots of choices to create a future that is uniquely you.

It is far more complex to buy land and build a home than it is to buy a home that is already built and move-in ready. Someone has to be available to make the continuous decisions that go along with such a project. And it is often times more expensive, too. Land costs, architectural design, permits, foundation work, framing, site work, exterior finishes, interior finishes, mechanical rough-ins— the details can add up rather quick. When building a custom home, $350,000 doesn’t build a palace in Bay County in 2020. Here is an example of what a $350,000 build budget would look like:

  • Architectural Design: $17,430.00
  • Site work. Design, Permit fees, inspections, etc.: $7,810.00
  • Foundations. Excavation, concrete and retaining walls: $38,685.00
  • Framing. Sheathing, trusses, etc.: $44,930.00
  • Exterior finishes. Roofing, windows, and doors, etc.: $75,245.00
  • Interior finishes. Drywall, flooring, insulation, paint, lights, appliances, etc.: $77,840.00
  • Major systems rough-ins. Electrical, HVAC and plumbing: $35,445.00
  • Hardscapes and softscapes. Driveway, fencing, landscaping, shed, etc.: $49,490.00

In contrast, the same budget of $350,000 can buy an existing home or condo, land included, that is move-in ready and waiting to welcome you home. And with the inventory in the Bay County Real Estate MLS, you can likely find your new home or investment project without too much effort.

Whichever your choice may be, Think Real Estate has two convenient offices in Bay County, Florida to serve your real estate needs. Our beach office is on Middle Beach Road, just east of Shipwreck Island Water Park, and our in-town office is on Martin Luther King Jr. Blvd., about one mile north of the mall. Both of our real estate offices offer the same high-quality service and personable, professional, dedicated Realtors. Contact us today to get started.

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Family Moving Into A New House in Panama City

Are you looking for investment property or your next flip in Bay County, Florida?
Call Think Real Estate and talk with our dedicated real estate team.

850-270-4200