Rachel Cook

Position
Realtor®
Specialty
Residential and Commercial Properties, Condominiums, and Vacant Land Deals
Cheering for FSU

Born and raised in Panama City, I consider myself extremely knowledgeable with the area as well as the real estate market. My husband and I have put down our roots here, bought and sold property here, and have recently built a home here for our family. We love all that Panama City and the surrounding counties have to offer, including the world’s most beautiful beaches. I am very involved in my children’s school and our church and enjoy camping, biking, running, and living a healthy, active lifestyle.

I am a graduate of Florida State University {Go Noles!} with a Bachelor’s Degree in Education along with multiple certifications, including Business Education. I have experience teaching in third through twelfth grade.

After dealing in some personal real estate transactions, I developed a passion for real estate and all that encompasses it. That propelled me to get my real estate license and the rest was history. When I am not busy being mom to my two young children, real estate is at the forefront. I am well versed in working with sellers and buyers in both residential and commercial real estate transactions as well as vacant land and condominiums.

skill bars

Find the Perfect Condominium
98
Selling Vacant Lots
93
Property Financing
88
Sitting Indoors on a Beautiful Day
17

Are you ready to buy, sell, or rent in Bay County, Florida?
Call Think Real Estate and talk with our dedicated real estate team.

850-270-4200

Buy Land and Build A Home or Buy An Existing Home in Bay County

Your future home awaits and we are here to help.

Are you in the process of locating your next dream home? If you are, you may be considering the differences between buying land and building new versus buying an existing home. Both of these options can be great, but each has a different journey to completion.

Fortunately, the real estate market in Bay County, Florida is still activity pushing along. And while there is not as much inventory, compared to 2020, there are still land & homes for sale across our wonderful community.

You can buy a neighborhood lot in a beachy or in-town community, or possibly find acres of land in the northern part of Bay County to start your own farm. Lynn Haven has become a very popular community to call home and the Cove has long been a wonderful community for those seeking to be near downtown Panama City. Lots and lots of choices to create a future that is uniquely you.

It is far more complex to buy land and build a home than it is to buy a home that is already built and move-in ready. Someone has to be available to make the continuous decisions that go along with such a project. And it is often times more expensive, too. Land costs, architectural design, permits, foundation work, framing, site work, exterior finishes, interior finishes, mechanical rough-ins— the details can add up rather quick. When building a custom home, $350,000 doesn’t build a palace in Bay County in 2020. Here is an example of what a $350,000 build budget would look like:

  • Architectural Design: $17,430.00
  • Site work. Design, Permit fees, inspections, etc.: $7,810.00
  • Foundations. Excavation, concrete and retaining walls: $38,685.00
  • Framing. Sheathing, trusses, etc.: $44,930.00
  • Exterior finishes. Roofing, windows, and doors, etc.: $75,245.00
  • Interior finishes. Drywall, flooring, insulation, paint, lights, appliances, etc.: $77,840.00
  • Major systems rough-ins. Electrical, HVAC and plumbing: $35,445.00
  • Hardscapes and softscapes. Driveway, fencing, landscaping, shed, etc.: $49,490.00

In contrast, the same budget of $350,000 can buy an existing home or condo, land included, that is move-in ready and waiting to welcome you home. And with the inventory in the Bay County Real Estate MLS, you can likely find your new home or investment project without too much effort.

Whichever your choice may be, Think Real Estate has two convenient offices in Bay County, Florida to serve your real estate needs. Our beach office is on Middle Beach Road, just east of Shipwreck Island Water Park, and our in-town office is on Martin Luther King Jr. Blvd., about one mile north of the mall. Both of our real estate offices offer the same high-quality service and personable, professional, dedicated Realtors. Contact us today to get started.

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Are you looking for investment property or your next flip in Bay County, Florida?
Call Think Real Estate and talk with our dedicated real estate team.

850-270-4200